Not all loan options are available in every state. Actual fees, costs and monthly payment on your specific loan transaction may vary, and may include city, county or other additional fees and costs.
The estimated total closing costs in these rate scenarios are not a substitute for a Loan Estimate, which includes an estimate of closing costs, which you will receive once you apply for a loan. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Depending on loan guidelines, mortgage insurance may be required. Interest rates and APRs are based on current market rates, and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. For instance, a 5/5 ARM means that you will pay a fixed rate for the first five years of the loan, and then your rate is subject to change once every five years thereafter through the remainder of the loan. Adjustable Rate Mortgage (ARM) loans are subject to interest rate, APR, and payment increase after each change period. Rates are for illustrative purposes only, and assumes a borrower with a credit score of 700 or higher which may be higher or lower than your individual credit score. Rates and terms are subject to change without notice.
#California mortgage calculator with pmi plus
For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. APR is the cost to borrow money expressed as a yearly percentage.
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